Suggested
Health Insurance
Advanced protection for senior citizens with timely assistance
Coverage Highlights
Essential Coverage Features for Senior CitizensTimely assistance with care
A health insurance rider that provides timely assistance with care and ensures their safety round-the-clock.
Extra Benefit Rider
You can add this rider for yourself or your family members who are 50 years of age or above
Note
Please read policy wording for detailed terms and conditions
Inclusions
What’s covered?Emergency Response
Up to 2 emergency road ambulances and 2 planned road ambulances per year
Smartwatch Protection
Fall detection, GPS tracking, SOS assistance, and health monitoring
Home Healthcare
Physiotherapy for 5 days a year and nursing care for 12 hours per day for 5 days a year
Doctor On Call
Unlimited medical teleconsultations with specialists
Mental Wellness
Two teleconsultations per year for psychological conditions
Note
Please read policy wording for detailed terms and conditions
Exclusions
What’s not covered?Pre-existing Conditions
No coverage for treatments linked to pre-existing ailments before policy inception
Unutilized Services
Unused benefits do not roll over to the next policy year
Non-Medical Costs
Home assistance fees must be paid directly by the insured
Unauthorized Use
Smartwatch and service benefits are limited to the insured only
Self-Inflicted Injuries
No coverage for intentional harm or substance abuse-related incidents
Note
Please read policy wording for detailed exclusions
Compare Insurance Plans Made for You
Cover |
![]() Plan 1 |
Plan 2 |
Plan 3 |
---|---|---|---|
Emergency Road Ambulance Service | Yes | Yes | Yes |
Planned Road Ambulance Service | Yes | Yes | Yes |
Fall Detection Technology through Smart Watch | No | No | Yes |
Physiotherapy Service at Home | No | Yes | Yes |
Nursing Care at Home | No | Yes | Yes |
Unlimited Medical Tele-consultation services | Optional | Optional | Optional |
Tele-consultation services for Psychological conditions | No | Yes | Yes |
Concierge Assistance Services | Yes | Yes | Yes |
Get instant access to your policy details with a single click.
Insurance benefits and rewards
Earn points for health activities and get benefits as premium discounts & policy upgrades. Improve your health to reduce claims & maximize benefits.
Complete health assessment and data integration
Start with a detailed health evaluation and sync your medical records & wearables for real-time data on activity, sleep & vital metrics.
Insurance benefits and rewards
Earn points for health activities and get benefits as premium discounts & policy upgrades. Improve your health to reduce claims & maximize benefits
Complete health assessment and data integration
Start with a detailed health evaluation and sync your medical records & wearables for real-time data on activity, sleep & vital metrics.
Step-by-Step Guide
How to Buy
0
Visit Bajaj Allianz website
1
Enter personal details
2
Compare health insurance plans
3
Select suitable coverage
4
Check discounts & offers
5
Add optional benefits
6
Proceed to secure payment
7
Receive instant policy confirmation
How to Renew
0
Login to the renewal portal
1
Enter your current policy details
2
Review and update coverage if required
3
Check for renewal offers
4
Add or remove riders
5
Confirm details and proceed
6
Complete renewal payment online
7
Receive instant confirmation for your policy renewal
How to Claim
0
Notify Bajaj Allianz about the claim
1
Submit all the required documents
2
Choose cashless or reimbursement mode for your claim
3
Avail treatment and share required bills
4
Receive claim settlement after approval
How to Port
0
Check eligibility for porting
1
Compare new policy benefits
2
Apply before your current policy expires
3
Provide details of your existing policy
4
Undergo risk assessment by Bajaj Allianz
5
Receive approval from Bajaj Allianz
6
Pay the premium for your new policy
7
Receive policy documents & coverage details
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Home Insurance Cover
Reliable Senior Care
Respect - Senior Care Rider has been a great support for my parents. The nursing care and teleconsultation services made their healthcare journey smooth and stress-free.
Ravi Mehta
Pune
15th Jan 2024
Swift Emergency Assistance
I was truly impressed by how quickly the ambulance service arrived when my father needed urgent medical care. The fall detection smartwatch is also a game-changer.
Neha Sharma
Delhi
22nd Dec 2023
Home Care Made Easy
The physiotherapy and nursing services at home are a blessing for elderly care. My grandmother received excellent care without stepping out of the house.
Amit Desai
Mumbai
5th Feb 2024
Download Caringly your's app!
With Respect- Senior Care Rider, caretaking becomes easier and smarter. A health insurance rider that provides timely assistance with care and ensures their safety round-the-clock. Be your parents' constant care companion despite your hectic schedules, whether you live with them or miles away. With us, you get the advantage of smarter care for senior citizens.
Any individual buying a Bajaj Allianz Health Insurance (base policy) can add this rider for themselves or their family members who are 50 years of age or above. You may also add this rider at the time of renewal. We offer the following benefits:
1. Ambulance Service
2. Fall Detection Technology through Smart Watch
3. Physiotherapy Service at Home (up to 5 days a year with up to 1-hour session per day)
4. Nursing Care at Home (5 days a year, 12 hours per day)
5. Unlimited Medical Tele-consultation services
6. Tele-consultation services for Psychological conditions (up to 2 consultations in a year)
7. Concierge Assistance Services
*Standard T&C apply